ICHRA - Healthcare Choice and Savings
for Employees and Businesses
Individual Coverage Health Riembursement Arrangement
Looking for a Mighty Good Solution for Employee Benefits ?
The Most Competitive Group Rates in the Industry
| Coverage Type | Age 20 | 22 | 25 | 27 | Age 30 | 32 | 35 | 37 | Age 38 | 39 |
|---|---|---|---|---|---|---|---|---|---|---|
Employee Only | $165 | $165 | $165 | $170 | $177 | $183 | $193 | $206 | $213 | $220 |
Employee & Spouse | $314 | $314 | $314 | $323 | $336 | $350 | $369 | $397 | $411 | $425 |
Employee & 2 Chlidren | $352 | $352 | $352 | $356 | $363 | $370 | $379 | $393 | $399 | $406 |
Family of 4 | $500 | $500 | $500 | $509 | $523 | $536 | $555 | $583 | $597 | $611 |
| Coverage Type | Age 40 | 42 | 45 | 47 | Age 50 | 52 | 55 | 57 | Age 60 | 63 |
|---|---|---|---|---|---|---|---|---|---|---|
Employee Only | $227 | $245 | $275 | $294 | $331 | $362 | $410 | $453 | $520 | $590 |
Employee & Spouse | $439 | $476 | $535 | $580 | $648 | $701 | $783 | $857 | $973 | $1,094 |
Employee & 2 Chlidren | $419 | $432 | $461 | $481 | $517 | $548 | $596 | $639 | $706 | $776 |
Family of 4 | $652 | $662 | $722 | $766 | $834 | $887 | $969 | $1043 | $1159 | $1280 |
Preferred Plan Benefits
Mighty
WELL Preferred Plan Benefits
Doctor Visit & Pharmacy Benefit
- Pays $120 for 18 Visits per Insured per calendar year, includes 6 chiropractor visits
- Pays $150 for 2 Specialists visits per calendar year
- Pays Generic Drugs $20 per day Brand Name Drugs $40
Wellness Preventative Care Benefit
- Pays $250 For Annual Checkup
- Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
- Pays $160 for X-Rays, Diagnostic and $80 per Labororatory
- Benefit starts 60 days after policy Effective Date
Outpatient Surgery Benefit
- Pays Outpatient Surgical Facility $3,500 under general anesthesia or $1,500 local anesthesia
- Pays Surgeons and Anesthesiologists based on CPT code (1x, 2x or 3x)
- Pays MRI, CAT Scan PET $500 per
Inpatient & Hospital Benefit
- Pays Hospital $4,500 per day for Injury and $3,000 for Sickness- General Room
- Pays Hospital ICU $4,500 per day for 20 days per calendar year
- Pays Skilled Nursing Facility $1,500 per day
Accident & Emergency Benefit
- Minior Accident Pays up to $4K of Actual Expenses for up to 45 days from the Accident
- Major Accident Pays by Schedule up to policy Maximum $500,000
- Ambulance air or ground pays up to $11K of Actual Expenses pe Accident
- Pays $300 for Urgent or Emergency Care 2 times per year Non-Accident
Catastrophic Diagnosis Benefit
- Pays a Lump Sum upon diagnosis up to $40,000 per Adult and $10,000 per Child
- Pays up to an Additional $250,000 in Actual Treatment Expenses
- Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant & Renal Failure
Doctor Visit & Pharmacy Benefit
- Choose your Doctor from All US Licensed Physicians
- Pays $120 for 18 visits per Insured per calendar year, includes 6 chiro. visits - No Deductible or Copay
- Pays $150 for 2 Specialists visits per calendar year
- Generic Drugs $20 per day Brand Name Drugs $40 per day
Preventative Wellness Care Benefit
- Benefit starts 60 days after policy Effective Date
- Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
- Pays Additional $250 for other Preventative Services per calendar year
Surgery Benefit
- Pays for Outpatient & Inpatient Surgeries
- Pays Outpatient surgical facility $3,500 under general anesthesia or $1,500 local anesthesia
- Pays Surgeons and Anesthesiologists based on RBRVS code (1x, 2x or 3x)
Hospital Inpatient Benefit
- Hospital per day benefit up to $4,500 for Injury and $3,000 for Sickness
- Hospital ICU benefit up to $4,500 per day for 20 days per calendar year
- Optional First Hospital Admission $6,350 Lump Sum - per calendar yr, 24 hr stay required
Accident & Emergency Benefit
- Minor Accident Pays $4,000 of Actual Expenses for up to 45 days from the Accident
- Major Accident Pays by policy schedule up to the Maximum of $500,000
- Ambulance air or ground pays up to $11K of Actual Expenses
Catastrophic Diagnosis Benefit
- Pays a Lump Sum upon diagnosis up to $40K per Adult and $10K per child
- Pays up to $250K Additional for Actual Treatment Expenses per calendar year
- Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant, Renal Failure
MightyWELL Partners
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Our Goal: Save American Business Mighty BIG
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