ICHRA - Healthcare Choice and Savings for Employees and Businesses Individual Coverage Health Riembursement Arrangement Health insurance costs are soaring Recruiting and retention challenges are rising Group insurance plans fail to meet employee needs ACA mandates are costly eroding employee compensation Looking for a Mighty Good Solution for Employee Benefits ? Upload Census Apply Now The Most Competitive Group Rates in the Industry Coverage TypeAge 20222527Age 30323537Age 3839Employee Only$165$165$165$170$177$183$193$206$213$220Employee & Spouse$314$314$314$323$336$350$369$397$411$425Employee & 2 Chlidren$352$352$352$356$363$370$379$393$399$406Family of 4$500$500$500$509$523$536$555$583$597$611 Coverage TypeAge 40424547Age 50525557Age 6063Employee Only$227 $245 $275 $294 $331 $362 $410 $453 $520 $590 Employee & Spouse$439 $476 $535 $580 $648 $701 $783 $857 $973 $1,094 Employee & 2 Chlidren$419 $432 $461 $481 $517 $548 $596 $639 $706 $776 Family of 4$652 $662 $722 $766 $834 $887 $969 $1043 $1159 $1280 Preferred Plan Benefits Mighty WELL Preferred Plan Benefits Doctor Visit & Pharmacy Benefit Pays $120 for 18 Visits per Insured per calendar year, includes 6 chiropractor visitsPays $150 for 2 Specialists visits per calendar yearPays Generic Drugs $20 per day Brand Name Drugs $40 Wellness Preventative Care Benefit Pays $250 For Annual Checkup Pays $250 for Mammograms per calendar year & $500 for a ColonoscopyPays $160 for X-Rays, Diagnostic and $80 per LabororatoryBenefit starts 60 days after policy Effective Date Outpatient Surgery Benefit Pays Outpatient Surgical Facility $3,500 under general anesthesia or $1,500 local anesthesiaPays Surgeons and Anesthesiologists based on CPT code (1x, 2x or 3x) Pays MRI, CAT Scan PET $500 per Inpatient & Hospital Benefit Pays Hospital $4,500 per day for Injury and $3,000 for Sickness- General RoomPays Hospital ICU $4,500 per day for 20 days per calendar yearPays Skilled Nursing Facility $1,500 per day Accident & Emergency Benefit Minior Accident Pays up to $4K of Actual Expenses for up to 45 days from the AccidentMajor Accident Pays by Schedule up to policy Maximum $500,000Ambulance air or ground pays up to $11K of Actual Expenses pe AccidentPays $300 for Urgent or Emergency Care 2 times per year Non-Accident Catastrophic Diagnosis Benefit Pays a Lump Sum upon diagnosis up to $40,000 per Adult and $10,000 per ChildPays up to an Additional $250,000 in Actual Treatment ExpensesCoverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant & Renal Failure Click for print-friendly version Doctor Visit & Pharmacy BenefitChoose your Doctor from All US Licensed PhysiciansPays $120 for 18 visits per Insured per calendar year, includes 6 chiro. visits - No Deductible or CopayPays $150 for 2 Specialists visits per calendar yearGeneric Drugs $20 per day Brand Name Drugs $40 per day Preventative Wellness Care BenefitBenefit starts 60 days after policy Effective DatePays $250 for Mammograms per calendar year & $500 for a ColonoscopyPays Additional $250 for other Preventative Services per calendar year Surgery BenefitPays for Outpatient & Inpatient SurgeriesPays Outpatient surgical facility $3,500 under general anesthesia or $1,500 local anesthesiaPays Surgeons and Anesthesiologists based on RBRVS code (1x, 2x or 3x) Hospital Inpatient BenefitHospital per day benefit up to $4,500 for Injury and $3,000 for SicknessHospital ICU benefit up to $4,500 per day for 20 days per calendar yearOptional First Hospital Admission $6,350 Lump Sum - per calendar yr, 24 hr stay required Accident & Emergency Benefit Minor Accident Pays $4,000 of Actual Expenses for up to 45 days from the AccidentMajor Accident Pays by policy schedule up to the Maximum of $500,000Ambulance air or ground pays up to $11K of Actual Expenses Catastrophic Diagnosis BenefitPays a Lump Sum upon diagnosis up to $40K per Adult and $10K per childPays up to $250K Additional for Actual Treatment Expenses per calendar yearCoverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant, Renal Failure MightyWELL Partners PHCS Extended Network for Additional Savings Unlimited Service by Web and Phone 24/7 Patient Advocate and Bill Negotiation Save on Medications, Wellness Adherence Support Visit Visit Visit Visit MIGHTYWELL’S PARTNERS PHCS Extended Network for Additional Savings Visit Unlimited Service by Web and Phone 24/7 Visit Patient Advocate and Bill Negotiation Visit Save on Medications, Wellness Adherence Support Visit Our Goal: Save American Business Mighty BIG $ 0 View Rates Apply Now