Legility Law Experts

Client Centered Healthcare

Personalized Healthcare for Legal Experts of:

Your Health

Your Doctor

Your Choice

Your Money

Your Health

Your Doctor

Your Choice

Your Money

Preferred Plan Features

Preferred Plan Features

  •  Outpatient Benefits Deductible – $0 

  •  Inpatient Benefits Deductible – $3,000 

  •  Referenced Based Priced Benefits – 2x CPT

  •  Lifetime Policy Benefit $5 Million

  •  Annual Policy Maximum up to $750,000 

  •  Stable Rates – 3% Annual Increase last 6 years 

  •  Guaranteed Renewal to Age 65

  •  Individuals and Groups Plans Offered

  •  Outpatient Deductible – $0  
  •  Inpatient Deductible – $3K (hospital stay 24hr minimum)
  •  Benefits designed to match medical procedure costs 
  •  Stable Rates – annual increase 3% 
  •  Guaranteed renewal to age 65
  •  Lifetime Maximum $5 Million
  •  For Individuals & Groups  

Preferred Plan Benefits Overview

Preferred Plan Benefits

Doctor Visit & Pharmacy Benefit

  • Benefit Pays $120 for 18 doctor visits per insured per calendar year, includes 6 chiropractor visits
  • Benefit Pays $150 for 2 Specialists visits per calendar year
  • Benefit Pays per prescription Generic Drugs $20 Brand Name $40 

Wellness Preventative Care Benefit

  • Benefit Pays $250 For Annual Checkup
  • Benefit Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
  • Benefit Pays $160 for X-Rays, Diagnostic and $80 per Laboratory
  • Benefits start 60 days after policy Effective Date

Surgery Benefit Outpatient or Inpatient

  • Benefit Pays Outpatient Surgical Facility $3,500 under general anesthesia or $1,500 local anesthesia
  • Benefit Pays Surgeons and Anesthesiologists 2x CPT code. 
  • Benefit Pays MRI, CAT Scan PET $500 per  

Hospital Inpatient Benefit

  • Benefit Pays Hospital $4,500 per day for Injury and $3,000 for Sickness- General Room
  • Benefit Pays Hospital ICU $4,500 per day for 20 days per calendar year
  • Benefit Pays Skilled Nursing Facility $1,500 per day

Accident & Emergency Benefit

  • Minor Accident Benefit pays up to $4K of Actual Expenses for up to 45 days from the Accident
  • Major Accident Benefit pays by Schedule up to policy Maximum $500,000
  • Ambulance air or ground benefit pays up to $11K of Actual Expenses per Accident
  • Pays $300 for Urgent or Emergency Care 2 times per year Non-Accident

Catastrophic Diagnosis Benefit

  • Benefit Pays a Lump Sum upon diagnosis up to $40,000 per Adult and $10,000 per Child
  • Benefit Pays up to an Additional $250,000 in Actual Treatment Expenses
  • Benefits for Internal Cancer, Heart Attack, Stroke, Organ Transplant & Renal Failure

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  •  Transparent Reference Based Benefits – Our cost-containment method to assure clients pay clear reasonable prices for  healthcare and medical procedures based on CPT code
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Doctor Visit & Pharmacy Benefit

  • Choose your Doctor from All US Licensed Physicians
  • Pays $120 for 18 visits per Insured per calendar year, includes 6 chiro. visits - No Deductible or Copay
  • Pays $150 for 2 Specialists visits per calendar year
  • Generic Drugs $20 per day Brand Name Drugs $40 per day

Preventative Wellness Care Benefit

  • Benefit starts 60 days after policy Effective Date
  • Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
  • Pays Additional $250 for other Preventative Services per calendar year

Surgery Benefit

  • Pays for Outpatient & Inpatient Surgeries
  • Pays Outpatient surgical facility $3,500 under general anesthesia or $1,500 local anesthesia
  • Pays Surgeons and Anesthesiologists based on RBRVS code (1x, 2x or 3x)

Hospital Inpatient Benefit

  • Hospital per day benefit up to $4,500 for Injury and $3,000 for Sickness
  • Hospital ICU benefit up to $4,500 per day for 20 days per calendar year
  • Optional First Hospital Admission $6,350 Lump Sum - per calendar yr, 24 hr stay required

Accident & Emergency Benefit

  • Minor Accident Pays $4,000 of Actual Expenses for up to 45 days from the Accident
  • Major Accident Pays by policy schedule up to the Maximum of $500,000
  • Ambulance air or ground pays up to $11K of Actual Expenses

Catastrophic Diagnosis Benefit

  • Pays a Lump Sum upon diagnosis up to $40K per Adult and $10K per child
  • Pays up to $250K Additional for Actual Treatment Expenses per calendar year
  • Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant, Renal Failure

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MightyWELL Partners

PHCS Extended Network for Additional Savings

Unlimited Service by Web and Phone 24/7

Patient Advocate and Bill Negotiation

Save on Medications, Wellness Adherence Support