Affordable Rates

Mighty

WELL Preferred Plan

Monthly Rates

Age 20-2526272829303132333435363738394041424344

Male

$156 $159$161$163$165$167$171$174$177$181$184$190$198$205$213$220$229$229$246$258

Female

$165$168$170$172$175$177$180$183$187$190$193$200$206$213$220$227$236$245$255$265
Age4546474849505152535455565758596061626364

Male

$268$281$293$305$318$331$347$362$378$394$410$431$453$475$497$520$543$567$590$613

Female

$275$285$295$305$315$325$336$347$358$369$381$396$412$428$444$460$478$495$513$530

Child Rates:

First Child $112 per month

Additional Children $74 per month

Example Quote:Primary Age 47Spouse 44First Child Second Child Third Child

Total Monthly Premium

Monthly Premium$293$265$112$74$74

$818

Example Rates: Preferred, Non-Tobacco use Subject to underwriting One time $50 Underwriting Fee on all Applications

Coverage Typeage 25age 35age 45
Single $156 $193 $275
Couple $314 $369 $535
Adult/2 kids $351 $379 $461
Family $500 $555 $722
Non-Smoker Rates. All rates available on desktop version.

Plan Features

  •  Lifetime Policy Maximum $5 Million

  •  Three Calendar year Maximums: $250K, $500K, $1 Million

  •  Multiple Benefit Levels to Choose from: Value, Preferred, Premier

  •  Unique Zero Deductible, Copay, Coinsurance on all Outpatient Benefits

  •  Guaranteed Renewal to Age 65 

  •  Flexible Hospital Inpatient Deductibles to match budget: $0 – $10K 

  •  Annual Premium Increases 3% or less last 6 years

  •  Available for Individuals and Groups

Plan Benefits Overview

Mighty

WELL Preferred Plan

Doctor Visit & Pharmacy Benefit

  • Pays $120 for 18 Visits per Insured per calendar year, includes 6 chiropractor visits
  • Pays $150 for 2 Specialists visits per calendar year
  • Pays Generic Drugs $20 per day Brand Name Drugs $40

Wellness Preventative Care Benefit

  • Pays $250 For Annual Checkup
  •  Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
  • Pays $160 for X-Rays, Diagnostic and $80 per Labororatory
  • Benefit starts 60 days after policy Effective Date

Outpatient Surgery Benefit

  • Pays Outpatient Surgical Facility $3,500 under general anesthesia or $1,500 local anesthesia
  • Pays Surgeons and Anesthesiologists based on CPT code (1x, 2x or 3x)
  •  Pays MRI, CAT Scan PET $500 per  

Inpatient & Hospital Benefit

  • Pays Hospital $4,500 per day for Injury and $3,000 for Sickness- General Room
  • Pays Hospital ICU $4,500 per day for 20 days per calendar year
  • Pays Skilled Nursing Facility $1,500 per day

Accident & Emergency Benefit

  • Minior Accident Pays up to $4K of Actual Expenses for up to 45 days from the Accident
  • Major Accident Pays by Schedule up to policy Maximum $500,000
  • Ambulance air or ground pays up to $11K of Actual Expenses pe Accident
  • Pays $300 for Urgent or Emergency Care 2 times per year Non-Accident

Catastrophic Diagnosis Benefit

  • Pays a Lump Sum upon diagnosis up to $40,000 per Adult and $10,000 per Child
  • Pays up to an Additional $250,000 in Actual Treatment Expenses
  • Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant & Renal Failure