Affordable Rates
Mighty
WELL Preferred Plan
Making You The Client #1 Starts with Affordable
Monthly Rates
| Age | 20-25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Male | $156 | $159 | $161 | $163 | $165 | $167 | $171 | $174 | $177 | $181 | $184 | $190 | $198 | $205 | $213 | $220 | $229 | $229 | $246 | $258 |
Female | $165 | $168 | $170 | $172 | $175 | $177 | $180 | $183 | $187 | $190 | $193 | $200 | $206 | $213 | $220 | $227 | $236 | $245 | $255 | $265 |
| Age | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Male | $268 | $281 | $293 | $305 | $318 | $331 | $347 | $362 | $378 | $394 | $410 | $431 | $453 | $475 | $497 | $520 | $543 | $567 | $590 | $613 |
Female | $275 | $285 | $295 | $305 | $315 | $325 | $336 | $347 | $358 | $369 | $381 | $396 | $412 | $428 | $444 | $460 | $478 | $495 | $513 | $530 |
Child Rates:
First Child $112 per month
Additional Children $74 per month
Age | Male | Female |
|---|---|---|
25 | $156 | $165 |
30 | $167 | $177 |
35 | $184 | $193 |
40 | $220 | $227 |
45 | $268 | $275 |
50 | $331 | $325 |
55 | $410 | $381 |
60 | $520 | $460 |
Child Rate: 1st Child $112/mnth
Additional Children $74/month
Example Rates: Preferred, Non-Smoker
| Example Quote: | Primary Age 47 | Spouse 44 | First Child | Second Child | Third Child | Total Monthly Premium |
|---|---|---|---|---|---|---|
| Monthly Premium | $293 | $265 | $112 | $74 | $74 | $818 |
Example Rates: Preferred, Non-Tobacco use Subject to underwriting One time $50 Underwriting Fee on all Applications
Preferred Plan Features
|
|
|
|
|
|
|
- Lifetime Policy Maximum $5 Million
- Calander Year Maximum $500,000 per insured
- Unique Zero Deductible, Copay and Coinsurance on All Outpatient Benefits
- Guaranteed Renewal to Age 65
- Hospital Inpatient Deductible $5,000
- Annual Premium Increases Under 3% last 6 years – Not Guaranteed
Plan Benefits Overview
Doctor Visit & Pharmacy Benefit
- Choose your Doctor from All US Licensed Physicians
- Pays $120 for 18 visits per Insured per calendar year, includes 6 chiro. visits - No Deductible or Copay
- Pays $150 for 2 Specialists visits per calendar year
- Generic Drugs $20 per day Brand Name Drugs $40 per day
Preventative Wellness Care Benefit
- Benefit starts 60 days after policy Effective Date
- Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
- Pays Additional $250 for other Preventative Services per calendar year
Surgery Benefit
- Pays for Outpatient & Inpatient Surgeries
- Pays Outpatient surgical facility $3,500 under general anesthesia or $1,500 local anesthesia
- Pays Surgeons and Anesthesiologists based on RBRVS code (1x, 2x or 3x)
Hospital Inpatient Benefit
- Hospital per day benefit up to $4,500 for Injury and $3,000 for Sickness
- Hospital ICU benefit up to $4,500 per day for 20 days per calendar year
- Optional First Hospital Admission $6,350 Lump Sum - per calendar yr, 24 hr stay required
Accident & Emergency Benefit
- Minor Accident Pays $4,000 of Expenses up to 45 days from the Accident
- Major Accident Pays by policy schedule up to $500K Maximum per year
- Ambulance air or ground pays up to $11K of Actual Expenses
Catastrophic Diagnosis Benefit
- Pays a Lump Sum upon diagnosis up to $40K per Adult and $10K per child
- Pays up to $250K Additional for Actual Treatment Expenses per calendar year
- Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant, Renal Failure
Mighty
WELL Preferred Plan
Doctor Visit & Pharmacy Benefit
- Pays $120 for 18 Visits per Insured per calendar year, includes 6 chiropractor visits
- Pays $150 for 2 Specialists visits per calendar year
- Pays Generic Drugs $20 per day Brand Name Drugs $40
Wellness Preventative Care Benefit
- Pays $250 For Annual Checkup
- Pays $250 for Mammograms per calendar year & $500 for a Colonoscopy
- Pays $160 for X-Rays, Diagnostic and $80 per Labororatory
- Benefit starts 60 days after policy Effective Date
Outpatient Surgery Benefit
- Pays Outpatient Surgical Facility $3,500 under general anesthesia or $1,500 local anesthesia
- Pays Surgeons and Anesthesiologists based on CPT code (1x, 2x or 3x)
- Pays MRI, CAT Scan PET $500 per
Inpatient & Hospital Benefit
- Pays Hospital $4,500 per day for Injury and $3,000 for Sickness- General Room
- Pays Hospital ICU $4,500 per day for 20 days per calendar year
- Pays Skilled Nursing Facility $1,500 per day
Accident & Emergency Benefit
- Minior Accident Pays up to $4K of Actual Expenses for up to 45 days from the Accident
- Major Accident Pays by Schedule up to policy Maximum $500,000
- Ambulance air or ground pays up to $11K of Actual Expenses per Accident
- Pays $300 for Urgent or Emergency Care 2 times per year Non-Accident
Catastrophic Diagnosis Benefit
- Pays a Lump Sum upon diagnosis up to $40,000 per Adult and $10,000 per Child
- Pays up to an Additional $250,000 in Actual Treatment Expenses
- Coverage for Internal Cancer, Heart Attack, Stroke, Organ Transplant & Renal Failure
